Winter can be a challenging time, especially for those on a limited income. If you’re over State Pension age, Pension Credit is a lifeline that could help top up your income and give you access to crucial support, including the Winter Warm Support scheme. With the deadline to apply fast approaching on 21st December, it’s important to act quickly. Here’s everything you need to know about Pension Credit and how to apply.
Pension Credit is a government benefit designed to help older people on low incomes. It has two parts: Guarantee Credit, which tops up your weekly income to a minimum level, and Savings Credit, which provides an additional payment for those who saved towards their retirement. Even if you only qualify for a small amount, applying can open the door to additional support.
Applying before 21st December ensures you qualify for Winter Warm Support, which helps with heating costs during the colder months. In addition to the financial top-up, Pension Credit comes with several other benefits. These include access to free NHS dental treatment, help with housing costs, eligibility for a free TV license if you’re over 75, and discounts on council tax and energy bills.
The application process is simple and can be completed online, by phone, or by post. Visit gov.uk/pension-credit to apply online, or call 0800 99 1234 to apply by phone or request a form. If you need guidance, Age Friendly Salford is available to assist with the application process.
Don’t let the cold catch you off guard. Apply for Pension Credit by 21st December to ensure you receive the support you need to stay warm and comfortable this winter. Every little bit helps, so take action today!
